MAAT

Your money, a month at a time.

A budgeting app for couples, families and roommates, and for anyone whose pay goes up and down. Know what’s safe to spend, see what’s coming, and catch what slips through. A simple Mint alternative with a free plan you keep.

Safe to spendafter the bills and paychecks already on the way.
Steady payfrom tips, gig work and commission.
Made for two or morewith private purchases and fun money for each person.

What makes MAAT different →

What makes MAAT different

A free plan you can keep

Every feature works for free when you add accounts by hand or import bank files. Pay only if you want banks linked automatically.

Built for uneven pay

Steady pay turns tips, gig and commission income into a regular paycheck, and forecasts use the low end so a slow week doesn’t catch you out.

Catches a failed autopay

Payment check flags a bill or paycheck that’s missing, late or a different amount, before it becomes a late fee.

Warns you before, not after

Heads up warns before a bill would take checking below $0, and spots unusual charges and late refunds.

Couples and roommates, done right

Shared money, who-owes-whom, and asking each other before big buys, while private purchases and fun money stay each person’s own.

English and Spanish

Each person picks their language. No ads, your data is never sold, and you can export or delete it any time.

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How MAAT compares

AppFree plan you keepFree trialPaid plans fromAndroidWeb (PC, Mac, Linux)
MAATYes30 days, no card$2.49/mo or $29.49/yr*Coming soonComing soon
YNAB (You Need A Budget)No34 days, no card$14.99/mo or $109/yrYesYes
MonarchNo1 week$14.99/mo or $99.99/yrYesYes
OriginYes, limited7 days$12.99/mo or $99/yrYesMac app
EveryDollarYes14 days$17.99/mo or $79.99/yrYesYes
Rocket MoneyYesNot listed$7–$14/mo, you chooseYesYes
CopilotNoNot listed$109/yrNoYes

US dollars before tax. MAAT also runs in Spanish and reads Mint exports. * Planned launch price for automatic bank linking (Basic, 1 bank); may change. Others’ details are from their own websites on November 2, 2026 and may have changed (offers vary); check their sites.

← Back Switching and trying it →

Bring your history. Try it free.

Coming from Mint?

Mint shut down in 2024. MAAT reads your Mint export, plus Monarch, YNAB and bank files (CSV, OFX, QFX, QIF), with a preview first and no duplicates. How to switch

Try it free

When MAAT opens, every household starts with a 30-day trial with everything included, no payment details needed. After that, the free plan stays free.

Always getting better

New features ship regularly and every update is listed in the app. Request features and vote on what’s next, right in the app.

Earning your trust

No ads. Your data is never sold. We never see your bank password. Read our plain-words privacy policy.

Why “MAAT”? It’s Month At A Time, and a nod to Ma’at, the ancient Egyptian idea of balance, shown as a feather. Questions? hello@monthatatime.com

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